Voluntary benefits enhance morale and productivity without affecting a company’s bottom line.  This can be done by giving employees the opportunity for lifestyle protection through voluntary insurance products that are provided at no direct cost to your company.

• Guaranteed Issue
• Portable at the same rates
• Family Coverage Options
• No cost to employer
• Payroll Deduction
• More choices for employees

Voluntary Benefits Include:

Interest Sensitive Whole Life
Universal Life
Term Life
Short Term Disability
Long Term Disability
Cancer
Critical Illness
Accident
Mini-Medical
Dental
Vision
Long Term Care
Home/Auto Insurance
Computer Purchase Program
Legal Insurance
ID Theft Insurance
Disability Buy-up